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PlayRealestate prices and your retirement plan

Realestate prices and your retirement plan

David Spector Financial Group
Update: Jun 7, 2017
Watch David Spector on the Trump effect and how the recent down turn in the realestate market could effect your retirement plans! For more information email us ...
PlayThe most important thing to insure

The most important thing to insure

David Spector Financial Group
Update: Jun 5, 2017
what's the most important thing to insure? Most people would say Home Auto Life without those life becomes a challenge. However, the most important ...
PlayMedia and how it effects your investments

Media and how it effects your investments

David Spector Financial Group
Update: Jun 1, 2017
Is the media effecting the decision you make with your investments? Watch David Spector discuss how this could effect your portfolio.
PlayDavid Spector on the overblown realestate market

David Spector on the overblown realestate market

David Spector Financial Group
Update: May 31, 2017
Hear David Spector on the overblown realestate market. This could drastically impact your retirement plan. For help email us at Trevor.geall@davidspector.ca
PlayGMWB RRIF for life

GMWB RRIF for life

David Spector Financial Group
Update: May 18, 2017
We think it's really important that if you are between the ages of 65 and 75 you protect your RRIF for life. As we know rrif are designed to run out. And with ...
PlayThe Trump Effect

The Trump Effect

David Spector Financial Group
Update: May 16, 2017
With all that's has been going on since Trump took presidency many Canadians wonder what effect trump will have on their overall retirement plans. Since Trump ...

Is there such as thing a thing as a RRIF for life

David Spector Financial Group
Update: Apr 28, 2017
Is there a thing as a RRIF for life yes there is. A RRIF for life offers client a steady income where they can plan the worst case scenario.

What is the difference between a financial planner and a retirement specialist

David Spector Financial Group
Update: Apr 27, 2017
What is the difference between a financial planner and a retirement specialist. Financial planners accumulate wealth retirement specialist protect your money
PlayWhat is the difference between a financial planner and a retirement specialist

What is the difference between a financial planner and a retirement specialist

David Spector Financial Group
Update: Apr 27, 2017
What is the difference between a financial planner and a retirement specialist. Financial planners accumulate wealth retirement specialist protect your money ...

Pensions for Retirement

David Spector Financial Group
Update: Mar 22, 2017
Why pensions are so key for retirement planning. Pension offer clients security for retirement. How would you like to:know exactly how much you have in retirement. know that markets will not effect your income know you can sleep at night knowing you money is coming into a bank account of your choic

What is a defined Benefit Pension Plan

David Spector Financial Group
Update: Mar 22, 2017
Defined Benefit Pension Plans are plans offered by companies to their employees. Traditional pensions offered security to employees. Employees knew if they worked for a given company for a certain amount of year, they knew exactly how much they would receive in Retirement. More companies have gone away from

Registered Retirement Savings Plan (RRSP)

David Spector Financial Group
Update: Mar 13, 2017
An RRSP is a retirement savings plan that you establish, that the CRA registers, and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax. Any income you earn in the RRSP is usually exempt from tax as long as the funds remain in the pl

What is a defined benefit pension plan

David Spector Financial Group
Update: Jan 11, 2017
What is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own defined pension plan with their RRS

What is a defined benefit pension plan

David Spector Financial Group
Update: Jan 11, 2017
What is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own defined pension plan with their RRS

What is a defined benefit pension plan

David Spector Financial Group
Update: Jan 11, 2017
What is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know how much they will have on retirement. Canadians have the opportunity to have their very own defined pension plan with their RRS
PlayWhat is a defined benefit pension plan

What is a defined benefit pension plan

David Spector Financial Group
Update: Jan 11, 2017
What is a defined benefit pension plan? Defined benefit pension plan are plans designed for Canadians to retire. Clients know if they work for 30 years they know ...
PlayRetirement taxation on RRSP

Retirement taxation on RRSP

David Spector Financial Group
Update: Dec 7, 2016
A lot of people ask us how will they've taxed in retirement. Specifically the taxation on RRSP's. Many people feel they have a great RRSP contract and it's done ...
PlayRetirement planning - taxation

Retirement planning - taxation

David Spector Financial Group
Update: Dec 2, 2016
One of the biggest problems in retirement is tax planning. The taxation on your income in retirement can directly effect your plan going forward. When you withdraw ...